This is the real 2026 picture for ccrc entry fees explained in Irving, Dallas County — real local numbers and how families here actually pay, not a national average.
The local picture in Irving
Irving sits between Dallas and the airport, with a growing mix of assisted living and memory care anchored by the master-planned Las Colinas and Valley Ranch communities.
Irving sits in Dallas County. Nearby hospitals include Medical City Las Colinas, Texas Health Presbyterian Dallas, which matters for discharge planning and for staying close to a parent's doctors. Families here commonly focus on areas such as Las Colinas, Valley Ranch, Heritage District, Hackberry Creek. Irving communities often price near the metro median.
CCRC Entry Fees Explained: what drives the number
CCRCs layer a large refundable-or-not entrance fee on top of the monthly rate; the contract type (A, B, or C) determines how much you get back and how much future care is guaranteed.
CCRCs: what you're actually buying
A Continuing Care Retirement Community (CCRC) spans independent living, assisted living, and skilled nursing on one campus, so a resident can age in place as needs change.
The assisted living and skilled nursing portions are HHSC-licensed (Texas Health & Safety Code Chapter 247 and Chapter 242), and CCRC contracts are regulated by the Texas Department of Insurance. A typical monthly range is $3,200 to $6,800 a month plus a significant entrance fee.
Before you tour, know what actually predicts quality:
- the entrance-fee refund terms (Type A, B, or C contract)
- the financial health of the operator and its reserves
- guaranteed access to higher levels of care and at what price
Sources Irving families combine
Most families layer several sources rather than relying on one. Private savings and Social Security tend to lead the way, and a long-term-care insurance policy picks up next when the family holds one. Wartime veterans and surviving spouses should check VA Aid & Attendance through the Dallas VA Medical Center. And Texas's STAR+PLUS Medicaid (including the HCBS waiver) can cover care services — though not room and board — for seniors who meet the functional and financial tests, after an HHSC medical-necessity assessment. Irving communities often price near the metro median.
A free advisor can sort out which of these your family actually qualifies for, and which Irving-area communities will take them.
How to move forward
Talk it through with a free Dallas Senior Advisor advisor before you tour — 15 minutes can save weeks of scrambling. Send us a message and we'll take it from there.
