This is the real 2026 picture for ccrc entry fees explained in Frisco, Collin County — real local numbers and how families here actually pay, not a national average.
The local picture in Frisco
Frisco is one of the fastest-growing, most affluent Collin County suburbs, so its senior living skews toward newer, higher-end communities around Stonebriar and Frisco Square.
Frisco sits in Collin County. Nearby hospitals include Baylor Scott & White Medical Center Frisco, Medical City Plano, which matters for discharge planning and for staying close to a parent's doctors. Families here commonly focus on areas such as Frisco Square, Stonebriar, Starwood, West Frisco. Frisco prices at the top of the metro range.
How Frisco families cover it
Most families layer several sources rather than relying on one. Private savings and Social Security tend to lead the way, and a long-term-care insurance policy picks up next when the family holds one. Wartime veterans and surviving spouses should check VA Aid & Attendance through the Dallas VA Medical Center. And Texas's STAR+PLUS Medicaid (including the HCBS waiver) can cover care services — though not room and board — for seniors who meet the functional and financial tests, after an HHSC medical-necessity assessment. Frisco prices at the top of the metro range.
A free advisor can sort out which of these your family actually qualifies for, and which Frisco-area communities will take them.
CCRC Entry Fees Explained: what drives the number
CCRCs layer a large refundable-or-not entrance fee on top of the monthly rate; the contract type (A, B, or C) determines how much you get back and how much future care is guaranteed.
What ccrcs includes in Texas
A Continuing Care Retirement Community (CCRC) spans independent living, assisted living, and skilled nursing on one campus, so a resident can age in place as needs change.
The assisted living and skilled nursing portions are HHSC-licensed (Texas Health & Safety Code Chapter 247 and Chapter 242), and CCRC contracts are regulated by the Texas Department of Insurance. A typical monthly range is $3,200 to $6,800 a month plus a significant entrance fee.
The details that matter most rarely show up in the brochure:
- the entrance-fee refund terms (Type A, B, or C contract)
- the financial health of the operator and its reserves
- guaranteed access to higher levels of care and at what price
How to move forward
You don't have to sort this out alone. Get in touch with a free Dallas Senior Advisor advisor, and we'll match you to one to three vetted options.
